How SSDI Works in Kansas

SSDI provides monthly financial benefits to individuals who can no longer work due to a serious disability. Eligibility is based on your work history and the number of Social Security credits you’ve earned, not your income or resources.

How Medicaid Works in Kansas

Medicaid is a needs-based health insurance program that provides coverage for doctor visits, hospital stays, prescriptions, and long-term care services. In Kansas, Medicaid is run by KanCare, the state’s Medicaid program. Eligibility is based on income and household size.

Combining SSDI and Medicaid

It is possible to receive both SSDI and Medicaid in Kansas, but it depends on your financial situation and the timing of your benefits:

• SSDI recipients under 65 usually qualify for Medicare after a 24-month waiting period. However, during that wait, some applicants may qualify for Medicaid if their income is low enough.
• In Kansas, Medicaid can act as a bridge for SSDI recipients who need health coverage before Medicare begins.
• Even once you get Medicare, you may still keep Medicaid if your income and resources are limited. In that case, Medicaid can serve as secondary coverage, paying costs Medicare does not cover.

Important Considerations in Kansas

• Kansas uses KanCare managed care plans to provide Medicaid benefits.
• Your SSDI income will count toward Medicaid eligibility, but some deductions and exclusions may apply.
• Certain disability-related programs, such as the Medically Needy Spenddown program, may allow individuals with higher SSDI income to still access Medicaid if their medical expenses are significant.